Job Overview:
We are seeking a detail-oriented Loan Processor to join our team. The ideal candidate will have a strong background in math, loan processing, and credit analysis. As a Loan Processor, you will play a crucial role in ensuring the timely and accurate processing of loan applications.
Responsibilities:
- Review loan applications for completeness and accuracy
- Verify applicant information including employment, income, credit history, and property valuation
- Ensure compliance with FNMA, TILA, and Fair Housing regulations
- Communicate with loan officers, underwriters, and clients to gather necessary documents
- Prepare and submit loan files to underwriting for approval
- Coordinate closing dates with all parties involved in the transaction
- Maintain confidentiality of all sensitive information
Skills:
- Proficient in basic math and financial calculations
- Knowledge of loan processing procedures and documentation requirements
- Familiarity with credit analysis and underwriting principles
- Understanding of FNMA guidelines and contract interpretation
- Strong attention to detail and accuracy in data entry
- Excellent communication skills to interact with clients and team members effectively
If you have a passion for numbers, a keen eye for detail, and enjoy working in a fast-paced environment, we encourage you to apply for the Loan Processor position.
Benefits:
We offer a comprehensive benefits package that includes:
- Five (5) days of prorated paid vacation per year for the first two years of employment.
- Ten (10) days of paid vacation per year after completing two years of employment.
- Two (2) paid personal days.
- Nine (9) company-paid holidays per year.
Health and Wellness:
- Medical, vision, and dental insurance (eligibility begins on the first of the month following your hire date).
- Three options of medical insurance coverage:
- Option 1: Completely free to the employee.
- Option 2 and Option 3: Cost-sharing options with employer and employee contributions.
- Company-paid life insurance and accidental death and dismemberment (AD&D) insurance.
Retirement Plans:
- 401K retirement plan (eligible after completing six months of employment). We will match up to 4%.
Job Type: Full-time
Pay: $20 per hour
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee discount
- Flexible schedule
- Health insurance
- Paid time off
- Vision insurance
Shift:
Ability to Commute:
- Miami, FL 33131 (Required)
Work Location: In person
Job Type: Full-time
Pay: $41,599.00 - $41,600.00 per year
Benefits:
- Dental insurance
- Health insurance
- Paid time off
Experience:
- Fair Housing regulations: 1 year (Preferred)
- Customer service: 1 year (Preferred)
Ability to Commute:
- Miami, FL 33131 (Required)
Ability to Relocate:
- Miami, FL 33131: Relocate before starting work (Required)
Work Location: In person